The effortless way to invest in Singapore
Build your wealth by investing in established Singaporean assets.
No minimum investment, no foreign exchange risk, no lock-ins.
Diversified across bonds, equities, and S-REITs.
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We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
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Invest in a piece of home
Singapore Investing lets you grow your wealth while investing in the future of Singapore. Our diversified portfolio of bonds, equities, and REITs offers a low-risk path to long-term growth. With no minimum investment and management by experts, it's the effortless way to invest in Singapore.
About this Portfolio
Singapore Investing aims to achieve total returns through both dividends and capital appreciation, focusing on investments in Singapore. The asset allocation across Singapore bonds, equities and S-REITS is optimised by economic regime.
![About this Portfolio](/_next/image?url=https%3A%2F%2Fcms-assets.stashaway.com%2FGrey_Background_CVP_Frame_395c9c0e20.png&w=1920&q=75)
Current Asset Allocation
(as of 31 July 2024)
- 34% Corporate Bonds
- 24% Government Bonds
- 17% Singapore Equities
- 12% Cash Equivalents
- 12% Real Estate
- 1% Cash
![Current Asset Allocation](/_next/image?url=https%3A%2F%2Fcms-assets.stashaway.com%2FGrey_Background_CVP_Frame_395c9c0e20.png&w=1920&q=75)
At a glance
- Risk Level: Conservative
- Base Currency: SGD
- Recommended Duration: 3 years or longer
- Minimum investment: None
- Investment Options: Cash or SRS
![At a glance](/_next/image?url=https%3A%2F%2Fcms-assets.stashaway.com%2FGrey_Background_CVP_Frame_395c9c0e20.png&w=1920&q=75)
Managed for long-term success
Singapore Investing leverages our proprietary Economic Regime-based Asset Allocation framework, also known as ERAA®. By reoptimising asset allocation in response to changing economic conditions, it minimises your risk and maximises your returns.
No hidden fees.
No kidding.
Start building wealth with Singapore Investing
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Investment Insights
Frequently Asked Questions
Which ETFs are in the Singapore Investing Portfolio?
ETFs that allocated in our Singapore Investing Portfolio are Straits Times Index, SG Government Bond, SGD Investment Grade Corp Bond, S-REIT, Asia ex-Japan REIT, and Asia High Yield Corporate Bonds.
Where do dividends from my Singapore Investing Portfolio go?
For Singapore Investing Portfolio, you can opt to either reinvest the dividend payout or have the payouts sent to your personal bank account.
However, this option is not available if you deposit using an SRS account and the dividend will be reinvested. You may proceed to withdraw the dividend by performing a withdrawal request and the fund will be transferred to your SRS account.
All dividend payments are reflected in your "Transactions" tab.
How often do payouts occur for the Singapore Investing portfolio?
You should get the payouts as soon as it’s distributed and so we don’t aggregate the underlying funds’ payouts to smooth out the distribution over the course of a year.
Hence, the dividend payout is dependent on the schedule of each ETFs. There may be a month when a handful of ETFs schedule their payouts; there may be months in which none of the 6 ETFs distribute dividends and no income is paid out at all.
How are my returns calculated?
We display Total Returns, Time-weighted Returns, and Money-weighted Returns. The multiple ways of viewing your returns give you the flexibility to understand the performance of your individual portfolio(s) depending on how you wish to evaluate your portfolio(s).
What is Total Return?
Total Return is the simple return of all your portfolios’ returns in the currency terms you select to display.
What is Time-weighted Return?
Time-weighted Return (TWR) is commonly-used in the financial industry, making it an easy metric to compare returns between different portfolio managers. TWR measures the portfolio manager’s ability to generate returns, not the effects of an investor’s deposit and withdrawal behaviours. It does this by tracking performance from the first deposit made into a portfolio.
What is Money-weighted Return?
Money-weighted Return helps to gauge the effectiveness of an investor’s timing of deposits and withdrawals. It does this by including the effects of multiple cash flows by assigning a weight to each of your deposits and withdrawals. In other words, a deposit or withdrawal of $1,000 SGD has a lesser effect on your portfolio’s return figure than a deposit or withdrawal of $100,000 SGD.
To learn more, read our article on how we calculate returns.
We display Total Returns, Time-weighted Returns, and Money-weighted Returns. The multiple ways of viewing your returns give you the flexibility to understand the performance of your individual portfolio(s) depending on how you wish to evaluate your portfolio(s).
What is Total Return?
Total Return is the simple return of all your portfolios’ returns in the currency terms you select to display.
What is Time-weighted Return?
Time-weighted Return (TWR) is commonly-used in the financial industry, making it an easy metric to compare returns between different portfolio managers. TWR measures the portfolio manager’s ability to generate returns, not the effects of an investor’s deposit and withdrawal behaviours. It does this by tracking performance from the first deposit made into a portfolio.
What is Money-weighted Return?
Money-weighted Return helps to gauge the effectiveness of an investor’s timing of deposits and withdrawals. It does this by including the effects of multiple cash flows by assigning a weight to each of your deposits and withdrawals. In other words, a deposit or withdrawal of $1,000 SGD has a lesser effect on your portfolio’s return figure than a deposit or withdrawal of $100,000 SGD.