Introducing Income Investing powered by J.P. Morgan Asset Management

Want to generate consistent income without taking on too much risk? Meet Income Investing, our newest portfolio powered by J.P. Morgan Asset Management (JPMAM). With a 4.1% p.a. portfolio yield (net, SGD) and the ability to switch from automatic reinvestment to customisable payouts at any time, it’s a flexible solution for those looking to grow their wealth safely.

An expert-managed bond portfolio

Income Investing is a low-risk bond portfolio that focuses on capital preservation and regular payouts. It is diversified across bond types and geographies, investing only in investment-grade quality bonds to optimise for yield while keeping risk in check.

JPMAM, one of the world's leading investment managers, provides the market insights and guidance that StashAway uses to build the portfolio, providing you with an institutional-grade income solution.

Key features

• Portfolio yield (net, SGD): 4.1% p.a.*

• Historical payout: 4.4% p.a.**

• Payout options: Choose to reinvest for compound growth, or receive customisable payouts straight to your bank account or StashAway Simple™ portfolio.

• Low-risk: The portfolio targets an average credit quality of investment-grade and above.

• SRS-eligible: Invest your Supplementary Retirement Scheme (SRS) funds to enjoy tax benefits and safely accelerate the way your wealth grows.

• Cost-effective: Income Investing follows our tiered fee structure of 0.2%–0.8% p.a., with no hidden charges and a 100% rebate on trailer fees.

• SGD-hedged: The portfolio is hedged to the Singapore dollar, minimising currency risk.

• No minimum investment amount, no lock-in periods

* The portfolio yield is indicated for an SGD-hedged portfolio as of 30 Sept 2024. The yield is adjusted for all relevant costs, fees and rebates. It may change depending on market conditions and is not a guarantee of returns.

** The historical payout is as of 30 Sept 2024. The historical payout shows the annualised monthly income payout generated by the distribution share class of the underlying funds in this portfolio. Note that past performance is not a guarantee of future performance. The figure displayed is net of fund level fees and all rebates.

Why Income Investing?

Income Investing is designed for those who want their money working harder, without taking on excessive risk – safeguarding the wealth you’ve earned while earning a competitive yield. It's particularly appealing if you’re looking to generate a stream of income to supplement your lifestyle, prepare for retirement, or achieve any other financial goal.

Consistent income on your own terms

Life doesn't stand still, and neither should your investments. You can start with reinvestment and switch to receiving payouts whenever you want, or vice versa. Whether you're saving for a future goal or need regular income now, Income Investing is flexible enough to adapt to your evolving financial needs.

Choose to receive automated payouts directly to your bank account for immediate use or to your StashAway Simple™ portfolio where it can continue to earn returns. You have full control over how much your portfolio pays out, as long as your portfolio remains funded.

If you don't need immediate income, you can choose to automatically reinvest your earnings. This lets you benefit from compound growth, accelerating the way your wealth grows over time. 

How to get started

Income Investing joins StashAway's suite of core investment solutions designed to help you build long-term wealth. It's easy access to an expert-managed, globally diversified bond portfolio that's flexible enough to suit your income needs – and frankly, we’re pretty excited.

Creating your Income Investing portfolio is simple with our app. Estimate the principal amount needed to achieve your desired payout, deposit your funds, then easily track your portfolio's performance from there. After you’ve funded your portfolio, choose whether to reinvest for compound growth, or receive flexible payouts. Whichever option you go for, you’ll be in control every step of the way.

Start here!

For StashAway Income Investing portfolios that are powered by J.P. Morgan Asset Management, J.P. Morgan Asset Management provides StashAway with non-binding asset allocation guidance. You would be investing into an investment product which is established, offered and sold by StashAway and would not be investing in any J.P. Morgan fund. There is no contractual relationship between you and J.P. Morgan Asset Management or any of the J.P. Morgan Chase Parties nor has J.P. Morgan Asset Management considered the suitability of the investment product's asset allocations against your individual needs, objectives, and risk tolerance. 

J.P. Morgan Asset Management is not affiliated with StashAway and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by StashAway. This promotional material is not issued by J.P. Morgan Asset Management, any J.P. Morgan funds and fund parties, or other entities in the J.P. Morgan Chase & Co. group of companies. J.P. Morgan Asset Management and any J.P. Morgan Chase Parties have not reviewed the contents of the promotion material and accordingly take no responsibility for the accuracy of the contents or any liability for any statement or misstatement.

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