Level up your income game with

Private Credit

Access stable, enhanced yields, and downside protection with institutional-grade, senior secured Private Credit. Our underlying fund is managed by Hamilton Lane, the world’s leading private markets asset manager, who delivered an 10.3% average annualised net IRR over the past 10 years. 

Simply contact one of our Wealth Advisors to learn more.

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We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).

What is Private Credit?
What is Private Credit?

What is Private Credit?

Private credit is a type of debt financing provided by non-bank lenders. It’s an attractive option for investors looking for higher yields and portfolio diversification compared to traditional fixed income.

There’s now more wealth than ever to capture in the global private credit markets: BlackRock estimates it could reach US$3.5 trillion in AUM by year-end 2028 (as of March 2023). Private Credit with StashAway is your access to this opportunity.

Verify your Accredited Investor status with StashAway

and we will share all details, including:
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Target yield.
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Target total return
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Details of the underlying investments
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Past performance
Access to Private Credit is only available to Accredited Investors. If you’re interested, simply book a quick call with one of our Wealth Advisors. During the conversation, we’ll kick-start your accreditation process. Becoming an accredited investor with Reserve is a quick and straight-forward process for those who qualify.

Who should invest

Accredited Investors looking for…
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Enhanced risk-adjusted performance of their portfolio
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Stable, attractive yields
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Downside protection
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Resilience in the current rate cut cycle

Introducing Hamilton Lane

The world’s leading private market assets manager

The current underlying fund of Private Credit is managed by Hamilton Lane, the leading private market assets managers. Hamilton Lane’s senior credit strategy showcases a robust track record of delivering consistent, high performance in direct credit investments. 

As of December 31, 2023, the manager achieved an impressive 10.3% average annualised net IRR over the past 10 years, demonstrating their expertise in direct credit.

How to get started

Speak to a Wealth Advisor to learn more about how to invest in Private Credit, and how to verify your Accredited Investor status with StashAway.

Talk to a Wealth Advisor: Click here

Alternatively, you can reach out to us via email or WhatsApp:

Janelle Seng
Email: janelle.seng@stashaway.com
WhatsApp: +65 8878 1186

Vincent Yeo
Email: vincent.yeo@stashaway.com
WhatsApp: +65 8878 1621

Frequently Asked Questions

If you meet any of the below criteria, and you choose to be recognised as AI, you qualify as an AI at StashAway. This is subject to StashAway's verification that you meet the prescribed thresholds below.

  • Income in the preceding 12 months is not less than $300,000 SGD (or its equivalent in a foreign currency); or
  • Net financial assets (net of any related liabilities) exceed $1 million SGD (or its equivalent in a foreign currency); or
  • Net personal assets exceed $2 million SGD (or its equivalent in a foreign currency), but net equity of primary residence capped at $1 million SGD of the $2 million SGD threshold.

You can upload one of the supporting documents below to the StashAway app.

1. Documents to prove income in the preceding 12 months is not less than SGD300,000

  • Notice of Tax Assessment (you can declare it with Singpass)
  • Official Payslip, dated not more than 3 months ago
  • Bank statement showing salary crediting for last 12 months

2. Documents to prove Financial Assets exceed SGD 1 million;

  • Bank statement showing value of assets less liability, dated not more than 3 months ago
  • If it's from a trust account, we will require a Certificate of Incumbency to evidence ownership of trust (value of net assets attributed to client to be pro-rated according to his/her share ownership), dated not more than 3 months ago

3. Documents to prove Net Personal Assets exceed SGD 2 million but net equity of primary residence capped at S$1 million of the SGD 2 million threshold;

  • Bank statement showing value of assets less liability, dated not more than 3 months ago
  • Full property address + myTax page to evidence ownership of property + bank statement showing outstanding loan amount if not unencumbered + valuation using 3-5 most recent transaction price of similar properties in similar area
  • If property is overseas, full property address + title deed to prove ownership + independent valuation of price OR proof of transaction price