How does StashAway calculate the target amount required for me to achieve financial freedom?

We calculate your target amount from your desired monthly income amount, the number of years you want your funds to last you, and the rate of inflation. We’ll also assume that the assets you have during your financial freedom years will continue to grow in value at a conservative rate of 4% p.a. Together, these inputs give us the total value in assets that you would need in order to reach financial freedom.