Earn 4%* p.a. YTM + tax savings with Simple Plus

* The latest annualised yield is as of 11 October 2024 and may change depending on market conditions. Yield to maturity is not a guarantee for future returns. The 0.2% p.a. fee rebate will apply until 31 December 2025. Please refer to the full terms and conditions on www.stashaway.com/legal.

Use your SRS funds to lower taxes and maximise retirement savings.

Calculate savings

We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).

Earn 4%* p.a. YTM + tax savings with Simple Plus

Apply voucher SRSPLUS and maximise your returns!

Plan your retirement and reduce your taxable income with SRS. Invest your SRS with StashAway Simple™ Plus for maximum growth potential.

It’s simple! Apply the voucher SRSPLUS and start depositing into your Simple Plus portfolio with SRS. Enjoy a 0.2% p.a. quarterly fee rebate on all deposits made before 31 December 2024. The rebate is valid until 31 December 2025.

Earn on any amount—there's no cap on the deposit amount.

Terms and Conditions -

Apply voucher SRSPLUS and maximise your returns!

Calculate exactly how much you can save

TOTAL ANNUAL INCOME (Includes bonuses)

SGD

PERSONAL RELIEFS (Includes earned income, CPF, etc)

SGD

SRS CONTRIBUTION

SGD

Max. contribution is $15,300 SGD

Total tax savings

$1,760 SGD

You could save 28.3% on your tax bill

Without SRS

Taxable income

$105,000 SGD

Payable tax

$6,225 SGD

With SRS

Taxable income

$89,700 SGD

Payable tax

$4,466 SGD

It’s Simpler to grow your cash than you think.

How you can use Simple Plus

Invest the Supplementary Retirement Scheme (SRS) funds
Earn a higher yield than Bank SRS savings rates of 0.05% p.a.
Set aside for investments

Simple Plus in a nutshell

No minimum balance
No cap on the balance that can earn returns
No investment, insurance, or salary requirements
No restrictions on withdrawals or transfers
Set up in seconds! No paperwork

Simple Plus

Yield to maturity

4%* (Apply voucher SRSPLUS)

Risk
Ultra-Low risk.
Understand the risks here.

Underlying funds

20% LionGlobal SGD Enhanced Liquidity Fund
20% Nikko AM Shenton Short Term Bond Fund
60% LionGlobal Short Duration Bond Fund

Lock-in period
None, but we do not recommend less than 12 months.

Currency denomination
SGD.

Portfolio Performance

Simple Plus is the place for your idle cash to grow while keeping it liquid. Here are Simple Plus' annualised returns for the last four quarters, with returns reinvested.