Reliable income with 4.6%* p.a. historical payout
Enjoy flexible payouts while keeping your risk exposure low
* As of 30 Jun 2026
We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
Unlock your consistent income stream
Income Investing by StashAway lets you secure your financial future with reliable income on your own terms.
Disclaimer
Estimate your income potential
Curious about how much income you could earn with Income Investing? Use this calculator to easily estimate your potential payout.
Estimate your payout (SGD)
Using the portfolio yield of 0.0% p.a.
Principal amount
$100,000
Payout frequency
Payout frequency:
Your estimated payout
$0 per month
equivalent to $0 per year
The figures shown are for illustration purposes only. Past performance is not indicative of future returns.
Track record of historical payouts
Month | Annualised Historical Payout |
|---|---|
Sep'26 | 4.90% |
Aug'26 | 4.84% |
Jul'26 | 4.58% |
Jun'26 | 4.63% |
May'26 | 4.56% |
Apr'26 | 4.63% |
Mar'26 | 4.76% |
Feb'26 | 4.88% |
Jan'26 | 4.77% |
Dec'25 | 4.56% |
Nov'25 | 4.54% |
Oct'25 | 4.60% |
Portfolio Commentary
Global markets declined in September as the US Federal Reserve’s (Fed’s) tightening bias became the dominant narrative of the month. Resilient economic data, elevated energy prices and expectations of tighter monetary policy drove yields higher, weighing on valuations and contributing to increased market volatility.
Global government bond yields rose across major markets as stronger flash purchasing managers’ index (PMI) readings in the US and euro area reinforced expectations of further policy tightening. Fiscal concerns and heavy debt issuance added further pressure.
Following a firmer consumer price index (CPI) reading, the Fed raised interest rates by 25 basis points to a target range of 3.75% to 4.00% in September, its first increase since 2023. The European Central Bank also raised its key interest rates by 25 basis points, taking the deposit rate to 2.50%, while the Bank of Japan increased rates to a 31-year high of 1.25%. In contrast, the Bank of England held rates at 3.75%.
Why payouts instead of dividends?
- The Income Investing portfolio is designed to help you set up steady monthly or quarterly payouts, without taking your money out of the market.
- The portfolio invests in income funds, and while the earnings are reinvested, your estimated payout is based on what the equivalent income-paying share classes typically distribute.
- That way, you can stay fully invested while enjoying the flexibility to adjust how much, and how often, you want the payouts.
As of 30 September 2026. Disclaimer
Portfolio performance
Annualised Since Inception | September 2026 | August 2026 | July 2026 | June 2026 | May 2026 | April 2026 | March 2026 | February 2026 | January 2026 | December 2025 | November 2025 | October 2025 | September 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2.8% | -2.5% | 0.3% | -1.0% | 0.4% | 0.6% | 1.5% | -2.7% | 0.6% | 0.5% | 0.4% | 0.2% | 0.5% | 0.8% |
Returns in SGD terms after fund-level fees and rebates but before the StashAway management fee. The latest return is as of 30 September 2026. Annualised returns are calculated by extrapolating current performance since inception over a full year (365 days). Past performance is not indicative of future performance.
Portfolio yield details
Select your flexible payout option
Option 1: Automatically reinvest dividends
- Automated reinvesting: Let your money work for you by automatically reinvesting dividends.
- Stress-free optimisation: We leverage J.P. Morgan Asset Management's fixed income expertise to automatically maximize your yield.
- Change your mind at any time: Start receiving payouts whenever you want to.
Option 2: Receive flexible payouts
- Flexible payout amount: You have full control for as long as your portfolio is funded. Payout amounts above the recommended level may reduce your principal.
- Flexible payout cadence: Choose automated monthly, quarterly, bi-annual, or annual payouts.
- Flexible payout options: Receive payouts to your bank account or StashAway Simple.
We’ve made it easy for you to invest
Reliable Income Investing powered by
J.P. Morgan Asset Management
J.P. Morgan Asset Management is one of the world's leading investment managers, with over a century of experience. They leverage their deep expertise in fixed income to provide the market insights and asset allocation guidance that StashAway uses to build your income-focused portfolio.
Disclosure
Learn how fixed income can add resilience to your portfolio
Discover how fixed-income investments can enhance your portfolio’s stability and growth
Yuejue Jin, APAC Head of Investment Specialists at J.P. Morgan Asset Management, shares expert insights on risk management, market trends, and strategies for long-term success.
How do I know if Income Investing is the right choice for me?
Income Investing powered by J.P. Morgan Asset Management is the fixed income portfolio designed for you if…
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Frequently Asked Questions
How do I create an Income Investing portfolio?
1. Sign up or log into your StashAway account.
Is there a minimum deposit for the Income Investing portfolio?
No, you can transfer any amount to start your portfolio. During the set-up process, our income calculator will help you to determine the right principal amount to achieve your income targets.
Since the minimum amount for a single payout from your Income Investing portfolio is $20 SGD, payout options will be limited if this payout amount is not covered by your principal.
How long should I stay invested?
Income Investing usually extends over many years to provide steady, long-term income. The exact investment horizon for an income portfolio generally depends on the investor's age, financial goals, risk tolerance, and income needs.
What is the risk level of Income Investing?
The Risk Level for Income Investing is Conservative. The portfolio aims for capital preservation through investment in fixed income securities that generate regular income via dividends. It is designed for investors seeking a balance between risk and income generation, with a focus on long-term stability.
A Conservative risk level means that your portfolio has a 99% chance of not losing more than 13% of its value in any given year. In other words, there’s a 1% chance that the portfolio may lose more than 13% of its value at maximum in any given year.
How can the portfolio currency be SGD if the asset selection is global?
The base currency of the underlying funds in this portfolio is USD. However, all the funds in this portfolio are invested in the SGD-hedged share class. The SGD-hedged share class aims to reduce the impact of exchange rate fluctuations between the fund's base currency and the investor's preferred currency of exposure. This means that your SGD income will remain stable, even when USD fluctuates. It also means that there is no currency conversion involved at the portfolio level.
The yield to maturity figure shown is the yield before hedging costs. Your portfolio is still invested in SGD-hedged share classes, so your returns are in SGD.